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BusinessIamA Student Loan Expert here to talk about the Public Service Loan Forgiveness Program AMA!

Oct 10th 2017 by Betsy514 • 48 Questions • 86 Points

I do stand-up comedy, I write, I act, and I do a podcast called WTF with Marc Maron. My producer Brendan McDonald and I wrote Waiting for the Punch, a book that uses hundreds of interviews from the podcast to help understand what it means to be alive. Let’s talk. (Brendan is here too and he’ll sign any questions he answers with ‘BM.’)

Proof: https://i.redd.it/jswmb2g669qz.jpg

That was fun. We've got to run to a thing. Thanks everyone for talking and asking and listening. If you preordered Waiting for the Punch, thank you so much. If you didn't, go get yourself a copy. We think you'll really enjoy it.

Boomer Lives!

Q:
1. By:
Thread | Permalink
A:

There's footage of you chasing him all the way to the elevator before ( seemingly ) getting ushered away. If you had somehow made it into the elevator, what would you have asked/ how would you have reacted?


Q:

What is your favorite thing about that amazing friend who posted your lion artwork and thus started this whole journey? :)

A:

I met my girlfriend 5 years ago in Cincinnati at your book signing. I want to propose now, but don't know how. Any advice?? See you again soon at Cinci!


Q:

Did you have a bit of a drink before playing with the Foo Fighters the other night?

A:

We good?


Q:

for whatever reasons comments are not showing up - i've messaged the mods - but in the meantime, try replying to this one and see if it shows up.

4. By: Betsy514
Thread | Permalink
A:

Hahahaha I debated cramming myself into that elevator...

I would have made sure to give Richard Smith (and his apparent advisor, former Senator Saxby Chambliss) my bag of money and told them to enjoy their $7.25 million contract with the IRS! http://www.politico.com/story/2017/10/03/equifax-irs-fraud-protection-contract-243419


Q:

He is rather fabulous and an incredible dancer. Plus all those internet points. (Note, cnostaw is said amazing friend). Edit: He noted I spelled his username wrong. I r bad friend.

A:

That's awesome! Are you ready to propose now? Have you talked about getting married? Have you discussed your plans for the future when it comes to things like career, children, and so on? I NEED MORE INFO.


Q:

What do you reckon?

A:

Yes


Q:

I see, pretty sure her hospital doesn't fall under those guidelines, but thanks for the clarification. Maybe we'll pay off her loans when we retire!

A:

Did he see you?


Q:

Oh wow that painting was the first one I bought after I moved into my own apartment! Thanks for giving my apartment some life! https://i.imgur.com/iDlzo9D.jpg

A:

Thanks! hahah yes we are ready! Our careers are great and we agree on children. We just got a house in the spring. We already have 2 dogs and 3 cats together! Everything is good to go! DFTBA


Q:

Wil you do this again when ur drunk please?

A:

Hey, Marc, big fan since Thinky Pain, just had a quick question for you. Did you ever find the Beefheart?


Q:

Are you sure they aren't a non-profit that meets the public health definition?

A:

At the time, I wasn't sure former CEO Richard Smith saw me because he played it so cool. But in watching video footage later, there is a moment where he looks behind him right before the hearing starts. His face is pretty priceless!


Q:

Thank you for the support!

A:

If you're ready, I'm ready. Let's get this done in Cincinnati next week.


Q:

of course

A:

Yeah, I got a handle on it.


Q:

What about private religious school k-8 librarian?

A:

Can you give us screenshot?


Q:

Your use of colour is simply outstanding and so vibrant. Its a breath of fresh air. Great talent and I wish you the best in your future.

Edit: my pleasure. I liked the Lion picture so much I just purchased a copy for my living room. Thank you :)

A:

Then that settles it, we're all ready. I dont want to interrupt anything during your appearance. If you'll let me do it then, great! When? Maybe during like a Q&A? If there is one.

If you'd rather me not, that's cool too!


Q:

Would you sing a song Noel wrote you if he offered it to you for your solo album?

A:

So when are you and Randy Newman putting out an album together?


Q:

Private meaning not a not for profit? No. But if it is a non-profit you may have a shot if they provide public education and the school subtracts any religious instruction you may do from the full time employment definition.


Q:

Thank you so much!

A:

What is your first name and your girlfriend's first name? I will cue you at the appropriate moment. I am not going to tell you in advance what the moment is because that would make it TOO EASY.

THIS IS HAPPENING.


Q:

i think he needs all the songs he can get himself these days

A:

As soon as he wants to.


Q:

Pretty sure they are a not for profit. Submitted the documentation for six years and it was approved. Seven was sent in and still waiting. Just nervous coming up on year 8 and Betsy Devos.

A:

and how did he respond if he did? (sorry to piggy back u/hrtl)


Q:

Just shelled out £70 for my new flat for this piece direct from your site. I’m going through a rough divorce right now and i hope seeing this beautiful mix of colours on such a powerful animal will help to give me strength, that some days is lacking.

Thank you, I believe this is what I needed.

A:

What’s your advice for getting through your hardest mental health days?

Also, I would like you to know that because of TFIOS and Nerdfighteria, I met my future wife! DFTBA!


Q:

How's your mom doing? Loved her in the documentary

A:

How do you think the industry will respond to the Weinstein scandal? Do you feel you behave differently when interviewing male and female guests on WTF?


Q:

Devos can't do a damn thing. Only Congress can -and they won't. They have never removed a benefit from existing loans.

So you're fine. You're almost there! :)


Q:

Sorry thats its rough patch but thank you for the support and I hope it brings some happiness to your home!

A:

That's amazing! How did you met, and are you getting married soon? Also, are you registered anywhere?

EDIT: I just realized I didn't answer your question. I am not a psychologist, and do not feel qualified to give advice to people who are suffering from mental health problems. I can only speak to my experience, and my experience has been that on the worst days, I just have to survive minute to minute to minute and know that it WILL GET BETTER, because it will. It truly will. Your now is not your forever.


Q:

She's doing good thanks

A:

The industry is responding to it. People are speaking out.

Do I talk differently to men than I do to women? Sometimes, but for different reasons.


Q:

Just checked. 501(c)(03).

A:

Did anyoneone at the time realize what you were doing?


Q:

Do you have a video of him dancing? The internet must see.

A:

One of the biggest criticisms I've seen against your work is that it overly romanticizes physical and mental illness. What is your response to this criticism?


Q:

What was going through your mind when you decided to crowd-surf with the Foo Fighters the other night?

A:

Hi Marc, big fan, absolutely loved your work on GLOW! Was there a scene that was your favorite to work on? And, if you were to create your own wrestling personality, who would you be?


Q:

HI there. Last month marks the first time federal student loan borrowers are potentially eligible to have the balance of their loans forgiven under the Public Service Loan Forgiveness program (PSLF). Data shows however, that many potential borrowers aren't doing what they need to do to pursue this program. There are approximately 42 million federal student loan borrowers out there and the CFPB estimates that 25% of the US workforce works for an eligible employer. Despite these numbers, data from the US Department of Education shows the number of borrowers pursuing this program is very low. Part of the reason for this, in my opinion, are some misconceptions about the program - so I'm here to answer all your questions about PSLF and whatever other student loan questions you might have.

You can read about PSLF at https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service and at www.asa.org/pslf

My employer has been doing an education campaign to get more borrowers to sign up for this program for the past six months. Don't worry - those links are free and registration is required.

You can also read more about student loan issues at the Student Loan Ranger on US News and World report https://www.usnews.com/topics/author/betsy-mayotte

A:

I think everyone realized what I was doing. Luckily, free speech is (mostly) still a thing.


Q:

Does him being walked on a slave collar by Britney count? https://www.youtube.com/watch?v=7gb7UypwOxI (SFW btw) Edit. SFWish

A:

I've tried very hard to fight against both the stigmatization and the romanticization of mental and physical illness. That's pretty much entirely what my new book is about. And if I've failed, in this book or elsewhere, I'm sorry.


Q:

not a lot tbh

A:

The scene in the abortion clinic and the scene with my daughter were the most challenging and exciting to do as an actor.

My wrestling personality... how about Captain Annoying?


Q:

One, I really appreciate you doing this AMA. Thank you.

For a full-time professor, a 4-4 or 5-4 workload is normal and sufficient for them to be full time, even if they are not doing research. So an adjunct teaching that much by working at different schools might be told that it isn't 30 hours?

A:

Anything happened after? Were you banned from ever attending again?


Q:

Holy crap that's awesome. Did he get pulled out of the audience for that?

A:

Do you think you would still consider writing something outside of the YA bracket? What key aspects of YA keep you writing it?

PS. big fan of 10 years now. I was 15 when I first saw you and Hank on YouTube and have met you guys in Scotland twice. Please visit again sometime!


Q:

Liam who do you think would win in a fight; Paul Simon or Phil Collins?

A:

Hey Marc. Longtime fan. It was great meeting you at the D.C. show in May.

Do you ever worry you will run out of note-worthy guests to interview? And do you have any plans of retiring the show anytime soon, or this something you can see yourself doing well into your 70's?


Q:

Happy to do it - we need to get the word out on this program!

Yeah apparently - i've done a bunch of pslf webinars and that question seems to always come up - there seems to be a real issue with adjuncts not being considered full time by their schools. Keep in mind - you have to be full time by your full time employers definition - the 30 hours is the minimum and only kicks in if you are working part time for multiple eligible employers

A:

I am fortunate to not have had any real interaction with the capitol police, before or after. One officer asked me to take my bag of money off my lap and put in on the ground, but that is it.

However, now that I am public, I would not be surprised if folks will watch me more closely. I am sure we will see soon!


Q:

Yup! He is a die hard fan.

A:

I loved both those trips to Scotland! Hope to be back soon.

I don't know what I'll write in the future. Or if I'll write in the future, for that matter. Writing this book over the last six years was really challenging for me, and I sort of made a deal with myself that I'd take a break once I finished.

As for why I like publishing YA: There are several reasons. One is that I like sharing a shelf with so many writers I admire, from M. T. Anderson to Angie Thomas to Jacqueline Woodson. I love that YA includes scifi AND mystery AND romance AND 'literary fiction' AND everything else.

Another reason is that I like teenage characters and teen readers. Teenagers are doing so many things for the first time--like, they're often falling in love for the first time, but they're also asking the big questions of human existence for the first time as entities separate from their parents. They're thinking about whether there is inherent meaning to human life or whether we have to construct meaning (and what meaning we should construct). They're thinking about the role suffering plays in human life. They're thinking about free will and selfhood and how we establish and confer personhood.

And they're doing it all with unironized emotion and enthusiasm that I find incredibly compelling. Like, I think sincerity is maybe the most underrated feeling of contemporary life. I understand that overly sincere people and sentiments feel cringey to us, but to me sincerity is really lovely, and worth celebrating.

Most of TFIOS's readers are adults, and most of TATWD's probably will be, too. And that's awesome. I want to write books that stand up to critical reading but that also appeal to a broad audience. But I really like being read by teenagers. It's an incredible privilege to have a seat at the table in someone's life when they're asking those big questions for the first time.


Q:

Paul Simon

A:

There's no shortage of interesting people to talk to and there's no end in sight for the show. For humanity, I don't know.


Q:

So if I get University A to say I worked the equivalent of 15 hours and University B to say I worked 15 hours, that would work?

A:

So what did people say? How did they react to your getup? Did the Equifax CEO acknowledge you or at least give you an odd look?


Q:

And now reddit famous

A:

How's Willy doing?


Q:

What's your favourite drink?

A:

Maron,

What has been your most surreal experience either interviewing someone or on tour? Like an experience that had you wondering, "WTF just happened?"

Thanks in advance, can't wait for my copy of the book to arrive.


Q:

Yep

A:

I didn't catch it in person, but watching videos after the fact, I saw Richard Smith look back at me and make a pretty priceless alarmed face. But I was seated in the row right behind his advisors, and one of his PR folks was seated immediately to my right.

I caught several of them giving me dirty looks throughout. One guy in particular tried to stare me down in the beginning. (But I don't scare easily)


Q:

The best kind of famousss

A:

(Willy is my dog.) Willy has cancer, and has for almost a year, but he is doing well. He has a great dog life--we live in a wooded area and Willy has a great time chasing after small woodland creatures and barking at the neighbors.


Q:

alcohol

A:

After the President of the United States left my house, I had that feeling.


Q:

I applied for this program and got some paperwork back saying that a new servicer was now handling my loan. When I applied I used employment verification from my current employer so it only shows about 18 months of payments. My previous employer was also a non profit. How do I go about getting the payments made while working for them? There are about 40 months of payments under that employer.

A:

Lol I'd love to be inside his head during that thought process.

"I'm going to intimidate this person who is clearly more of a maniac than I am."

I think if that was me, in the moment in which I was attempting to physically intimidate a person dressed as the monopoly guy, I would be struck with a sudden overwhelming need to reevaluate my life.


Q:

Am I a bad person for being super jealous of your good fortune and talents?

A:

You're John Green, author of The Fault in Our Stars and Turtles All the Way Down. Why are you on bus for the next eight hours? You could have taken a plane!


Q:

Hey LG I just really want to know what song do you usually sing in the shower? x

A:

follow-up to that: will you invite mr trump for a sequel?


Q:

Another great question. Just to clarify for other readers, you have to submit proof for all eligible employment with this form http://www.asa.org/wp-content/uploads/2017/09/public-service-employment-certification-form.pdf

While you aren't required to do that annually, we strongly encourage you to do so - this is one of the reasons. OP, get your past years of eligible employment certified with that ECF form and submit it. When your loans transferred to the PSLF servicer, they also received your prior payment history. Assuming you were paying under an eligible plan on eligible loans, they will count those payments as well

A:

And THAT is why satire works. Him intimidating me as a plain clothes protestor would feel meaningful and important to him, but intimidating me as the Monopoly Guy fiddling with my monocle might make him reassess.


Q:

I get massive envy as there are a lot of waaaay more talented people out there and I know I got lucky. But hopefully pushes you to do more?

A:

I could've, but it would not have been as fun or as comfortable. Here's my reasoning:

  1. Early in my career, I missed three very important events because of canceled or delayed flights. I understand of course that road traffic can also be a problem, and all kinds of unfortunate things might befall anyone at any time, but so far I have never missed an event while driving from place to place.

  2. When you take 19 airplane flights in 19 days, you spend a lot of time in airports. I like airports, but they're public(ish) spaces, so you can't totally relax in them. (Or I can't, anyway.) The bus is (so far anyway) super relaxing.

  3. There is no Super Nintendo on airplanes.

  4. I've always liked road trips. Some critics of my books might argue that I like them a bit too much.


Q:

the birdie song

A:

I won't invite, but if he requests it and wants to play on the same terms as President Obama, sure.


Q:

Is there still any benefit to even bothering with this when you don't even have 10 years of repayment left? I work for a 501(c)(3) but I can only get my loans forgiven if I'm on a standard repayment plan and make payments for 10 years. Unfortunately I only got into this company later into my loan life.

A:

Did anyone approach you about your outfit?


Q:

Did you ever have any moments where you thought "I need to go and get my job back"?

A:

how many turtles does it take to make it all the way down?


Q:

I grew up on Manc council estate in the 90's... Oasis was very much the soundtrack to my childhood!

Putting music & football to one side, what do you miss most about Manchester?

Good work on the album btw Liam, you absolutely fuckin smashed it!

A:

hey marc how are your cats? i hope theyre good


Q:

I love this question. The name of the game is to pay the least amount over time. Sometimes that means paying your loans off aggressively - sometimes that means pursuing forgiveness. This calculator can help you figure out which strategy is best https://studentloans.gov/myDirectLoan/mobile/repayment/repaymentEstimator.action

A:

I got a lot of questions from other folks in line, but I was fortunate enough to not get hassled by capitol police. One officer did ask me take my bag of dollar bills off my lap though!


Q:

Not that job (not that they did not treat me well, I just was unfulfilled there). But yes, constantly dealing with self doubt, long term planning and asking myself whether its safer just to get a 9 to 5 again.

A:

It takes more than all of the turtles.


Q:

My mam

A:

All good.


Q:

Is there still any benefit to even bothering with this when you don't even have 10 years of repayment left? I work for a 501(c)(3) but I can only get my loans forgiven if I'm on a standard repayment plan and make payments for 10 years. Unfortunately I only got into this company later into my loan life.

A:

How did you get a seat positioned directly behind the Equifax CEO in a way that you were also on camera without causing suspicion?


Q:

Seems like you are doing this for the best of reasons, then. Enjoying the daily grind, while squirreling away when you can (re: long term planning).

Isn't that the fledgling artist's dream? For one day to not need "the job" to sustain your creative output?

You say luck, but talent and hard work are best buddies. In my experience with music, it is a ton of hard work to satisfy the brutal criticisms I have of my work.

My question: how do you know when you're done with unpaid works, i.e. your own creative works?

A:

Hi John,

I met you at a meet up in Rotterdam, when you where finishing TFIOS and living in Amsterdam. I knew you from Vlogbrothers and I hastily bought a book to get me an autograph. I've since read them all and love them.

Question: Will you please reveal the secret writing spot in Amsterdam you talked about? The one where one other nerdfighter found you, but kept it secret. Or did you reveal this already?

Thanks!


Q:

Are you enjoying the creative freedom of being on your own as opposed to being in a band?

A:

Best advise you’ve ever gotten? Worst advise you’ve ever gotten?


Q:

BTW - there are no programs to extend the undergrad limit. As you pay it off, the amount you repay is again available to borrow. Also, graduate degrees have graduate plus loans that have no limits. I would suggest seeing if you can find a cheaper school, such as a state or community college, that you can afford to attend with grants and by working.

A:

Oh, I absolutely caused suspicion, but luckily my actions fell within protected free speech. I knew which seat to sit in because I have watched and attended many Senate Banking hearings as a (plain-clothes) advocate.


Q:

Its tough, sometimes something you love doesn't resonate with other people. Stuff I have found a little lacking has sometimes sold really well! I think its good to leave an artwork for a few days or longer and see it again with fresh eyes.

A:

It was the top floor of Amsterdam's Central Library. Sarah and I went there to work each day during our months in Amsterdam, and I rewrote most of The Fault in Our Stars there. Still my favorite library!


Q:

not particularly. i loved being in a band.

A:

Best advice was when I asked Paul Reiser, "How do you get started in comedy?" I asked him that when I was in college. He said, "Well. You've just got to do it."

Worst advice was "Cocaine will help."


Q:

Good Morning!

I, uh, have a friend who seems to qualify as a state employee with 3 years on the clock so far. I've poked around a bit and not found anything to sign up for. Is the arrangement to wait until you've been employed 10 years at a qualifying job, keep paying what you owe on time, then ask for forgiveness? After 7 more years I will this friend will still have a stonking big balance.

A:

Obvious question: how'd you do it? How did you make your way to that perfect seat without getting kicked out?


Q:

Have you thought of creating a Youtube channel for additional revenue?

Do some time lapse videos of a creation. Or tips/tricks on creating a piece.

Just something to create additional revenue.

A:

Hi John! (And Hank too!) Congratulations on the new book, I can't wait to read it once I've finished my final university exams in a couple of weeks.

Firstly I just want to say thank you for being so awesome and for all the great things that you have done over the years, you make me proud to be a nerdfighter.

What do you find the most challenging part of writing a book?

Made you look, Brooke


Q:

Liam, is Robbie Williams was a type of beer, what would that beer be? As you were lad

A:

Hi Marc,

do you find that interviewing musicians helps with your own guitar playing, and do you ever ask for pointers from your guests, or do you just leave them to it? Also; what sort of guitars are you playing these days, any new gear to talk about?

Thanks for the podcast and for doing this AMA!


Q:

LOL - please tell your - ahem - friend - that they can start the PSLF process - and should start it - now. Submit your employment verification form, which can be found http://www.asa.org/pslf/ at the top of that page for all your, i mean their, past employment. once you do the loans will move to fedloan servicing if they aren't already there. You CAN submit all of your proof of employment at the end but it's not recommended. Doing it now and again annually ensures that the PSLF servicer is keeping track of your payments. Once you make your 120th eligible payment, you submit the other form that is on that same page to get the balance forgiven

A:

Credit for the perfect seat goes to a very dedicated intern, who was first in line for the hearing at 7 AM! As for not getting kicked out, I had heard stories from other activists about what is and isn't allowed, and skirted that line as closely as I could. Fun fact: you are allowed to wear costumes, but you can't hold up signs or make a lot of noise.


Q:

Yeah I have one! Check it out at www.youtube.com/marcallanteart

A:

Great name-specific sign-off, Brooke.

There's always a point, usually 20,000 to 30,000 words into a new story, where I realize it's bad. Like, really bad. And often when I get to that point, I have to abandon the story--which is a bummer, because I've spent three or six or twenty months on it, and then I feel like, this was all for nothing! I have wasted all this time!

But then sometimes I will get to that point of realizing the story is terrible, and I'll think, "You know, I think I can plow through to an end here. I think I've at least got some idea about the characters." And then I make it to the end of the draft a few months later. I'll still have to delete most of that draft in revision, and rewrite and rewrite and rewrite and rewrite before I have a book, but if I make it past that point where I realize it's all bad, I can finish.

And then eventually I will understand that none of the time spent was actually wasted, because I had to puzzle through those stories that couldn't work to get to the one that could.

So for me the hardest part is accepting when something isn't working, and letting it go, and starting again.


Q:

Bud Light

A:

Yeah, I definitely ask for pointers and they usually give them to me. Every time I do the Conan O'Brien show, Jimmy Vivino shows me some new licks.

I've been playing a Gibson reissue of a '56 Les Paul Deluxe Gold Top.


Q:

Thanks! It was disconcerting hearing this and that but not having a paper trail or official enrollment. This is very useful - for my friend.

A:

you can't hold up signs or make a lot of noise

Interesting (╭ರ_•́)

So by "a lot" does that mean "some" is ok?


Q:

I think I upvoted you once so am I responsible for your success? And am I entitled to a reward?

A:

I'm a social studies teacher and I use your Crash Course videos all the time. I know you've got like a dozen different Crash Course series going on right now. So my questions are:

  • How involved are you in the Crash Course program now? Are you mostly handing them off to other experts to design and host?

  • Are there any plans to bring back the defunct Crash Course Geography series? (Props, by the way, for owning up to the first episode's flaws and pulling the series.)

  • Do you have plans to extend any more of your series like you did with the second season of World History?


Q:

There’s a short recording from 2004 of you singing a song called “Show Me Your Love”. It’s fucking great man. Are you ever going to give it a proper release? Here is a link to it: https://www.youtube.com/watch?v=o7xPTUJzKqk

A:

Hello Marc

If you could give any piece of advice not relating to your profession, what would it be?


Q:

Your friend should feel free to have you ask me any other questions they might have.

A:

I mean, I dropped my monocle at least ten times and crinkled those hundred dollar bills, so.


Q:

I upvoted this comment. Enjoy that sweet sweet Karma.

A:

Thanks so much for using Crash Course (and for teaching). It's great to hear that it's a useful tool for your students.

How involved are you in the Crash Course program now? Are you mostly handing them off to other experts to design and host?

I am involved in the same way I was always involved, which is mostly in helping decide what we cover, overseeing projects, and some hosting. (There's a new literature series hosted by me that will start up next month.) They were always mostly written and designed by people other than us, and that's still the case. The channel is definitely DEEPLY dependent upon the brilliant team of people who work on the channel.

Are there any plans to bring back the defunct Crash Course Geography series? (Props, by the way, for owning up to the first episode's flaws and pulling the series.)

There are plans, but not for 2018, because I think we've set the upload schedule for next year. As we learned, it's an extremely challenging topic, and we don't feel like we've cracked it yet with the right writer, curriculum consultant, and Crash Course producer combination yet.

Do you have plans to extend any more of your series like you did with the second season of World History?

I think we'll continue to do 10-12 episode of literature videos per year, and we are looking toward doing more "seasons" approaches, but if we go back to World History, it probably won't be hosted by me. I think it's important to get new voices and perspectives in that conversation.


Q:

forgot all about that, thanks for reminding me though

A:

Decide whether or not being hard on yourself is proactive or completely undermining.


Q:
  1. Does the current president or any future president have the power to cancel this program?

  2. After the ten years of federal service and the loan is forgiven, I'll still have a pretty big tax bill to pay. What are my options on payment plans for THAT?

A:

What kind of costumes? Because I'd go dressed as Shang Tsung and show them who the real stealer of souls is.


Q:

I deserve sweet karma too!

A:

What's your stance on Chewbacca's personhood?


Q:

If you could open for one band, who would it be?

A:

Hey Marc, love to hear you talk with musicians, what have you been listening to lately?


Q:
  1. No. Only Congress does. And Congress has NEVER removed an existing benefit from existing federal loans. If they do change PSLF - and they probably will - the change will only affect loans made after the date of enactment.

  2. No you won't - there's no tax bill on PSLF. Only the forgiveness under the income based plans.

A:

The sky is the limit, my friend! Apparently, someone once dressed as Lincoln, complete with a two-foot high hat. (I think they may get touchy if you wear a mask though - fake mustaches only)


Q:

Upvoted.

A:

Chewbacca is a person.


Q:

Rolling Stones

A:

I've been listening to Night of the Cookers. It's Freddie Hubbard and Lee Morgan, live.


Q:

I work for a nonprofit, but not a 501(C)(3) -- think trade association. Does that qualify me for PSLF?

A:

What if you are dressed as a sign?


Q:

Just read your journey.. Really fascinating, well done and wish you the best (P.S: Could I also get some sweet karma too?)

A:

What's your stance on the personhood of C3P0! (or is it C3PO?)


Q:

Hey Liam, big fan here. Simple question, other than football, what's your favorite sport?

A:

Have you considered going to England to do interviews? I would like to hear Charlie Brooker, Richard Ayoade, Graham Linehan, the Pythons, the League of Gentlemen guys, the Mighty Boosh guys, etc.

Also, why don't you do the live WTF shows anymore?


Q:

Maybe - depends on what they focus on. Check out the other comments - i listed those activities.

A:

Worth a shot.


Q:

You get an upvote.

A:

I do not think droids are people. Not even BB8.


Q:

boxing

A:

I did it early on with Stewart Lee, Tim Key, Harry Deansway, Adam Bloom. I'd do it again.

The live shows are a big undertaking and were done initially as premium content. They don't really honor what we do anymore, though they are entertaining.


Q:

I've been working for an eligible employer for a few years but have never completed any of the paperwork towards forgiveness. Can my past years be counted retroactively if I can provide proof of employment?

A:

I am betting that they will close that loophole very quickly.


Q:

I have your achilles photo on my wall, I never knew this story and It makes it so much better! You are amazing! ----Upvote? :)

A:

When you and your wife were deciding to have children did you ever worry about how your mental illness may affect them and whether or not they would inherit it from you?

Both my SO and I struggle with depression and anxiety and I always worry about passing that on to future children.


Q:

What’s Alan White up to these days? Do you ever speak to him?

A:

Hey Marc, huge fan of the podcast and your standup.

What's your least favorite city to perform when you're on a standup tour?


Q:

Yes it can! Just fill out the employment certification form located here

http://www.asa.org/pslf/

To count you would have also have to have been making eligible payments on eligible loans. Eligible payments are those made under an income driven repayment plan or the ten year standard. Eligible loans are those made under the Direct Loan program

A:

I have heard rumors they might...


Q:

Yas

A:

Yes, I worried (and worry) about both how my illness might affect them and about their increased risk of mental illness.

But I also worried (and worry) about lots of other things--whether they'll be at increased risk for other chronic illnesses because of our genetics, whether our public lives with negatively impact their lives, et cetera. Every parent brings their own set of strengths and challenges to parenting.

For me, the decision in the end was helped by the fact that I really believe that it is possible for someone to have a chronic mental illness and also live a fulfilling life.

Of course it can be challenging to meet your kids' needs when you're sick--but that's true for anyone with a chronic health problem.

All that said, whether to have kids is a deeply personal decision, and I don't think my decision would necessarily be right for you or anyone else.


Q:

not seen Whitey for ages. I'm sure he's buying and selling things

A:

City of Florida


Q:

I've been working for an eligible employer for a few years but have never completed any of the paperwork towards forgiveness. Can my past years be counted retroactively if I can provide proof of employment?

A:

What is your favorite Monopoly game piece? Mine is the thimble!


Q:

Hey Marc, glad you’re doing well! I’ve got three of your prints in my house, including the one that started it all - Portrait if Hong Kong. Love em all!

Speaking of which, how long did it take you to paint portrait of Hong Kong?

A:

you mentioned several times pre-release how nervous you were about all of us reading Turtles. How are you feeling now?


Q:

What moment from your career are you proudest of?

A:

Hi Marc, I read the Denial of Death after your recommendation and it was great. What other seminal books would you recommend everyone reads in order to understand themselves and life in general?

p.s. Boomer Lives!


Q:

Are you sure they didn't just stop collections while they review the application? Seriously, i have people i'm trying to help that have had pending apps for YEARS

A:

I have to go with the iron. Gotta keep this suit pressed.


Q:

Thanks for the support! About two weeks! Mainly because I had to redo it twice. I didnt like the first two versions haha.

A:

Mostly just very relieved, to be honest.

Publishing this book was very different from any of my previous experiences. There were almost no reviews until the day of publication, and the publisher was (understandably) very worried about leaks, so only a few people had even read it before maybe a week ago.

So I just didn't know what people would think of it. I don't think I realized how worried I was until Tuesday morning when I read the New York Times review and just started sobbing.

Of course, I understand that not everyone will like the book, and also that's okay! But it was a huge relief to know that early reviewers did.


Q:

This is my proudest moment in my musical journey

A:

The Big Book


Q:

ITT Tech. It went through at the beginning of last month.

A:

What law do you practice?


Q:

So how much were you earning before and now after?

A:

What's Pizza John's favorite pizza topping?


Q:

Hi Liam, The new album rocks, thanks! Can’t believe ‘Come Back to Me’ wasn’t a single, what a nice surprise! If you could have been a fly on the wall for one moment in history – which moment would it be?

A:

How did you decide on the common threads to pull together from the interviews, and how difficult was it to condense? Was permission from anyone an issue, or do you already have the rights to the whole interview?

Thanks again, you were the first podcast I listened to before I went down the podcasting rabbit hole, and your interviews have meant a lot to me! (Also great episode on the Turnaround and Lovett or Leave It).


Q:

Ok Corinthian i might have understood. Did you get the actual discharge from the department of education or is it just pending? Or did you get it paid off from the federal trade commission settlement?

A:

I do policy and advocacy work, focused mostly on corporate accountability and financial reform at the moment - so I don't spend a lot of time in courtrooms. But I graduated from UCLA Law as part of their Public Interest Law and Policy and Critical Race Studies programs, and I am admitted to practice law in California.


Q:

Just under six figures before. Just over now.

A:

I'm not picky when it comes to toppings. I just want to eat pizza.

Just, like, don't do anything weird with it, okay? Don't try to tell me that this unrolled burrito is a pizza, or that this turkey sandwich on pizza dough is a pizza. I just want to eat pizza. Regular pizza and lots of it.


Q:

the moment john lennon went up in a helicopter with the maharishi

A:

BM: The threads came together after re-listening to everything and pulling out the good stories. Then it was assembled like a puzzle and the themes became obvious.

Two people requested their material not be used.


Q:

I got checks but they were in the amounts of money that was garnished from me.

A:

What's an average workday like in that field?


Q:

Wow. That's impressive. For other budding artists around here, where does the bulk of your artist money come from? Is it from selling original works at galleries? Or perhaps selling prints?

A:

What's your stance on pineapple?


Q:

What do you want for Christmas?

A:

If not their names, could you share their reasons?


Q:

The total amount garnished? or just recent amounts. I'm sorry to ask so many questions but you are a true unicorn if you've had loans recently discharged under borrower defense.

A:

Well, in August I broke a story with a Pulitzer Prize-winning New York Times reporter that helped lead to renewed Wells Fargo hearings (https://www.nytimes.com/2017/08/31/business/wells-fargo-testimony.html).

Then, I worked all of last weekend writing policy reports and letters that Senators used to question the Wells Fargo CEO on Tuesday (https://www.brown.senate.gov/newsroom/press/release/brown-opening-statement-at-banking-committee-hearing-on-wells-fargo).

Then on Wednesday I put on a costume, made silly faces, and broke the internet. Hard to say how that averages out! But it's a great gig.


Q:

Prints all the way! Ive even noticed most galleries making a move towards limited edition prints as its often a more stable stream of sales. But its always special selling an original.

A:

Look, I just published a book two days ago. I'm not looking to be super-divisive right now. The last thing I need is pro-pineapple or anti-pineapple people boycotting my book. So I'm just going to say that how you eat your pizza is your business, and how I eat my pizza is with no goddamned pineapple.


Q:

a splash of Tourettes you f*cking cunt

A:

BM: One person did not want the material to be used outside of a one-man show starring Billy Crystal.

The other person had a lot of lawyers and managers who did not think it was best for Donald Glover to participate at this time.


Q:

No problem. just recent amounts I think.

A:

How did you stay so serious? I would be laughing and giggling and get kicked out. Huge respect dude //edit after 17 hours: wow I learned a lot about different sexualities/genders today. reddit is great


Q:

What do you sell an original for/how much is it to commission?

A:

How would you describe your relationship between your OCD/mental illness and your writing?


Q:

Hi Liam, Love the new album. I bought it on vinyl but unfortunately couldn't get tickets to see you.

Anyway, my question is after the immediate success of As You Were, will you still be making your own tea?

A:

Marc and Brendan,

Thanks for the countless hours of entertainment over the years. I have to drive about 3 hours round trip a day for work, so you've definitely kept me sane during those mind numbing drives. I find myself going back and re-listening to a lot of your podcasts. I do this a lot with guests who I was not familiar with beforehand. So I was wondering, who is a guest that you weren't very familiar with, or was unsure of that really surprised you during your interview?

Thanks!


Q:

Ok - then you probably haven't been granted the actual discharge yet. sorry. They just ceased collections while they review it - which as i said is taking years. In fact - the feds are being sued i believe for not doing anything about these. Make sure you keep the loan holder up to date on your contact info - the borrower defense people too - so you don't have a nasty surprise down the road

A:

Believe me, I have been cracking up these last few days at every photo and video. But in the moment, I was on a mission. That's why they call me a professional troublemaker.


Q:

Between USD500 - 6000 depending on size.

A:

I wanted to write this story in part because I have not found that OCD brings me, like, secret super powers. Obsessiveness has not increased my powers of deduction, like you see in Sherlock Holmes or the TV show Monk.

I wanted to write about a detective whose mental illness is, like, massively unhelpful to the investigation. And although I know people often associate mental illness and creative writing, I have found my mental illness to be massively unhelpful to my writing. When I am really sick, I can't write anything. At times, I can't even read a menu.

I write best when I'm well, and while this book is about the experience of losing control over one's thoughts, almost all of it was written while I was in a period of good health.


Q:

God no..

A:

Huey Lewis, RuPaul, Paul Scheer.


Q:

[deleted]

A:

Will you be using the Monopoly Man getup for future public appearances (including as a subversive protest, but also, say, in court)? Relatedly, how do you recommend others to become as badass as you?

:) <3


Q:

Damn, that's actually quite cheap.

EDIT: I'm friends with a few bit of Nyc artists. Large paintings can go for 3-4K. I get that if you're not in the art scene that can be surprising, but people put weeks into a single painting and their lifetime creating their skill set.

A:

What opinion of yours has changed the most for the past 10 years?


Q:

What’s it going to say on your tombstone?

A:

Huge fan, you honestly inspired me to start standup at my local open mics and while I'm not good still it's some of the best times.

Would you ever be willing to star in another Marc themed tv/Netflix show? I love Glow but it doesn't quite fit the same roll Maron filled in my heart.


Q:

Man this is a tough one. Because depending on the outcome, you may nor may not get back what you pay now - but then again - you might not get approved at all so then you have all that interest as you stated. You can request the forbearance be removed without affecting your BD status - but let's try and figure out whether you should or not. Do you want to share with me details of your application>? No personal details but the school, what claim you made and what type of evidence you submitted. You can PM me if you don't want it out there. I can try and give you my gut as to whether it stands to be approved or not and then maybe we can decide whether you should keep the forb and bank the payments every month just in case - keep the forb but pay the interest - or lose the forbearance.

A:

I wore this costume to call attention to S.J. Res. 47, a bill some Senate Republicans are trying to push through as a get-out-of-jail-free card for Equifax and Wells Fargo. Hopefully all this attention has scared them off from taking that vote, but if Mitch McConnell does another push, Monopoly Man will absolutely rise again!

Given the great support, I am also open to using Monopoly Man for other causes. And I am not limiting myself to this one character - creative activism takes many forms, and you need to fit the character to the protest.


Q:

Come buy some cheap art at www.marcallante.com :P

A:

I used to think the Internet was an unambiguous force for good.


Q:

AS YOU WERE

A:

Yeah, I'm open.


Q:

I'm a working on my own company and do not have an income coming in yet, but my grace period ends next month. What type of repayment plan should I set up?

A:

I loved how human a moment it was when Monopoly Man lost his/her monocle during the post-hearing interview. Your wit, confidence, your savviness showed as bright then as when you winked your railroad rich eyebrows directly into the camera. Class act, you!


Q:

Just thought I'd let you know picture 5 on your full portfolio has a spelling error in the title. I imagine it should say "little steps" but it says "little steos". Fantastic art by the way!

Edit: to clarify, the error is in the title desplayed below on the mobile viewer.

A:

Hi John,

Often in your vlogbrothers videos you express opinions and ideas to your audience. As a young teenager I found these videos to be instrumental to my growth as a human being.

Have you ever found your opinions or viewpoints on a subject change after making the video? Are there any old vlogbrothers videos you wish you could go back and remake with a more mature opinion?

Thank you and dftba!


Q:

Hey Liam, absolutely loving As You Were, Come Back To Me is a belter. That aside what I wanna know is what’s more important the shoes or the jacket?

PS. Don’t ever change, see you in Notts/Manc x

A:

Outside of Keith Richards, which guitarist had the biggest impact on you during an interview?


Q:

One of the income driven repayment plans. Submit your tax return from last year - or if that's not reflective of your current situation ask your loan holder what type of alternative documentation you can send. https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven

A:

It takes a lot of eye muscle to hold that thing in!


Q:

Thanks for the spot!

A:

When I was younger, I really liked being outraged. I liked being outraged about the minting of pennies, about the popularity of certain books or songs, about the obvious stupidity of those who disagree with me, etc.

I now find outrage to be somewhat overrated. Anger can lead to real action that creates change or moves the needle of public opinion on an issue, and that sort of activism is so important. But I'm not as interested in outrage for its own sake as I used to be.


Q:

The shoes

A:

Jimmie Vaughan, which has not aired yet, and Derek Trucks.


Q:

So just to be clear, does this not apply to someone that is unemployed? Or someone that is working part time at a for profit place? Or someone that does freelance work?

ALSO, I get a lot of cold calls telling me about loan forgiveness program from completely random companies, are these valid programs or scams? It seems a little fishy anytime you get a robot cold calling you.

A:

Public Citizen called arbitration clauses a “get out of jail free” card for companies. What advice do you have for people who don't want to fall victim to these hidden clauses?


Q:

If all the Disney princesses had a battle royale style fight to the death who would win?

A:

Just so we're clear here, you do still hate pennies, right?


Q:

Hey Liam! What's your absolute favourite song EVER? The one that makes you feel good everytime

A:

Hey Marc, saw you in Lincoln last year.

I remember seeing that you tried to reconcile with Jon Stewart and have him on your podcast and he pretty much threw it back at you, but offered to sit down and have coffee. Now that he's off the Daily Show, have you had any other contact with him?


Q:

To qualify for PSLF you have to be working full time for an eligible employer - or part time for multiple eligible employers with a minimum total of 30 hours per week. If you only work for one eligible employer, full time is however they define it - but no less than 30 hours

Ug - I hate those companies. Check the stickied post at /r/studentloans but in short - there isn't a person or entity on the planet that can get you access to a benefit or a lower payment or forgiveness that you can't do yourself - for free - by working directly with your loan holder. As it is not illegal to charge someone for student loan help - most of them are outright scams in their deceptive tactics. I just had someone email me today who used one - spent thousands - was told to ignore calls from her loan holder. Now the company is nowhere to be found and she is in default.

Nobody should have to pay for help with their student loans. Full stop

A:

Sadly, these ripoff clauses seem to be just about everywhere now. We even found one in the Pokemon GO terms and conditions last year! A few clauses have opt-out provisions, where you can write to the company (usually within 30 days) to waive the clauses, but that is rare.

Honestly, the most effective way to protect your right to sue big companies when they break the law is to push for federal protections like the Consumer Financial Protection Bureau's arbitration rule. That is why I am fighting S.J. Res. 47, the effort to repeal it.


Q:

I reckon Mulan and Pocahontas would be standing on the heap. Unless Jasmine gets to bring Rajah. Then shit would get real.

A:

I still think the continued existence of the penny is a great example of what's wrong with contemporary U.S. politics.


Q:

Imagine

A:

No and don't hold your breath.


Q:

Hi. Im a teacher at a public charter cpschool but we have 501(c) status. I applied for PSLF in May of this year, knowing I wouldn’t be eligible for a little while, but I wanted to get the ball rolling. I received a letter a couple of months later indicating that none of my loans were eligible. I was really confused and disappointed and filed the letter and I’ve been processing the fact that I will be paying on my student loans for the rest of my life. Is that possible or is there a miscommunication?

A:

How much practicing did your mastery of the monocle take? Seems like it'd be kind of hard to keep in, but you handled it like a right old timey pro.


Q:

For the sake of this question, are we considering Leia to be a Disney princess? Because she's force sensitive with the reflexes to match, she can use a blaster quite effectively and, if the EU is taken as Canon, she's a Jedi in her own right.

A:

If you could give your 12yo self any one of your books to read, what one book would you choose?


Q:

Liam, please answer this important question..

''Who built the moon?''

A:

Hi Marc, love the podcast. What caused you and Chris Hardwick's feud?


Q:

What kind of loans do you have? If you aren't sure all federal loans are listed at www.nslds.ed.gov

A:

I definitely struggled with it a bit. But the prop I had was pretty lightweight, so it wasn't that hard to hold in. You just need to exercise those eye muscles!


Q:

OOOOOOoooh shiiiiiit

A:

I would not want my 12-year-old self to read any of my books, I don't think. Maybe my 14-year-old self. I would give him Turtles All the Way Down first, because I pretty much wrote it for him.


Q:

Keith

A:

That was fictional.


Q:

run the nizzle!

A:

First, thank you for your activism. How long have you been doing this? Do you think this is effective or just entertaining?


Q:

Hey! Congrats on taking a big risk! I'm curious about this because my girlfriend is in a similar boat. She hates office jobs, but is too nervous to do something similar. Do you have any tips on branching out and putting yourself out there?

A:

Have you ever considered writing one of the fictional books that you mention in your novels, perhaps as a short story published online under a pseudonym?

E.g. The Price of Dawn from TFioS: you could release it on April Fool's Day as a tongue-in-cheek over-the-top gory action thriller.


Q:

How many tambourines do you have stockpiled at home and what's your preferred tambourine shape? (You were phenomenal on Saturday btw!)

A:

What about Kumail Nanjiani?


Q:

New slang for running your NSLDS report?

A:

Thank you all for the support! I don't really remember a time when I wasn't an activist. When I was 13, I staged my first action outside of a Disney store to protest their labor practices. I use a variety of tactics - both traditional and non-traditional - but I think activism is most effective when it is both entertaining and informative.


Q:

To be honest, I would not have given up the years of experience working for a big company. It taught me so many skills about how to run a business, to negotiate and set deadlines for myself that have proven invaluable. Creativity is obviously important but you need to balance it with some of the more logistic and administrative icky stuff that most people don't want to do. But there is nothing stopping her doing it part time now! I waited 5 years before I felt comfortable to jump ship as by that time I had a good idea of how well my art was selling etc.

A:

I actually wrote a little section of The Price of Dawn for a fundraiser for the Harry Potter Alliance! (And I wrote a few pages of An Imperial Affliction for the copy that Hazel reads in the movie.) But I don't think I could ever sustain either narrative voice for an entire novel. It would feel like an impersonation, if that makes any sense.


Q:

i have a collection of around1500-2000. Round ones and triangular

A:

We talked about it on the pocast, episode 820. We're good.


Q:

When exiting PAYE for different, standard repayment plan, does all your interest capitalize or 10% of the principal balance when you entered PAYE?

A:

What were the non-traditional tactics you used?


Q:

My wife did something similar. Working on your passion as a side gig allows you to grow with less risk. It also gives you an idea of whether your market is there, and allows you to build momentum and get a running start before you quit. It takes a lot of work though.

A:

In your time living in Indianapolis, it's gone through some major changes, as have you. As a resident of Indy, what are some good changes you've seen? What are some negative changes to the city? And how has Indianapolis influenced you as a person?

Also have you ever eaten at Love Handle at 10th and Rural? That's currently my favorite place in the city and I hope it continues to do well when it moves to the Mass Ave neighborhood this November-ish.

See you next week! 🐢🐢🐢🐢🐢🐢

Kiwi and Kiwi,

Chris


Q:

Hey Liam! The new album is a fuckin’ rocker! Do you ever think of doing a collab with Richard Ashcroft?

A:

Your conversation with Martin Starr is one of my favorite wtfs. Did you ever take up his offer to meditate?


Q:

When you leave Paye or no longer have a partial financial hardship they cap unpaid interest but no more than 10% of what your balance was when you first started on paye. So if your balance was 1000 when you started on paye - and you had 200 in unpaid interest when you left paye - they would only cap 100. You still owe that other hundred, but it stays in the interest field and doesn't accrue interest of it's own.

A:

I printed out little slips of paper that said, "This item was made in a sweatshop. Learn more at [LINK]" and stuck them in the pockets of their clothing. Then I stood outside the store handing out fliers. No costumes on that one though!


Q:

A LOOOOOT OF WORK. But worth it!

A:

Love Handle is great. My favorite restaurant in the city right now is probably Milktooth.

Indianapolis has changed a lot in the past decade, and mostly for the better I think. It's a very average midsized American city, which is one of the things I love about it, but I think investments in and around downtown have really paid off.

I wish we had better public transportation and more investment in arts and public spaces, because I think that helps attract young people to a city. (I do find it difficult to recruit to Indianapolis, a concern that is shared with many much larger employers.)

And selfishly, I wish we'd do more to clean up the White River. We have an amazing nature reserve that stretches through the entire city in the form of the White River, and we need to stop dumping raw sewage into it.


Q:

i would love to work with Ashcroft. i love him

A:

I've tried it a couple times, I might get back to it.


Q:

Sorry to ask a follow up, but being a resident physician I have a high debt burden (176,000k) in principal, with a lower salary while I am in (65k) residency/fellowship. If I were to leave pay as you earn for 1-2 years (taking a academic physician job making roughly 170k) but then return to fellow ship, (making 76k and thus needing paye again) would I get hammered with the full interest capitalization?

A:

Was there coverage of that? Any articles or photos?


Q:

What would be the best piece of advice you could give to an aspiring/struggling artist?

A:

Has your opinion on Batman changed over the years? And what about Iron Man?


Q:

Do you prefer jam or marmalade?

A:

Hi Marc, huge fan of both the podcast and the Show,

There's a house fire and you can only save one record, what do you pick?


Q:

Only if you took a deferment while you weren't on paye. the ten per cent cap on capped interest only applies if you have a partial financial hardship and are on paye. The only thing i'm not sure of is what will happen to the outstanding interest once you went back into paye - they often use administrative forbearance while they process the plan - that could trigger that interest to cap if you haven't already paid it off while under the standard plan. Let me ask one of the servicers.

A:

Nope, it was just an intrepid 13-year-old kid that got kicked out of the mall within about ten minutes!


Q:

I think the most important thing for me in this whole process was not to neglect the boring admin and "back office" work. Its unfortunate but I think raw talent only goes so far... and as sad as it sounds, being able to brand and market yourself, learn the ins and outs of social media and how the art market sells is so important. When I was first starting out I picked out some emerging artists that were doing really well and I tried to figure out what they were doing to get their work good exposure and sales. So yes, paint, practice and constantly develop your art, but dont neglect that other aspect either.

A:

I like Iron Man all right these days. (Iron Man is an important-ish character in TATWD.) I still think Batman could use his resources a lot more effectively if his goal is to minimize crime in Gotham.


Q:

marmalade

A:

I'd save my cats, because most records are replaceable. Though I do have an original pressing of Pink Floyd's Piper at the Gates of Dawn that I'd probably grab.


Q:

Thank you very much. I was also wondering what would qualify as partial financial hardship, I was told if your outstanding balance is greater than your salary that usually qualifies? Is that still the case if I owe 176+30k= 200k and have a salary of 176k? I am currently on PAYE,and did not defer my payment is zero currently, and will go up next year. I plan on working in academic medicine at a 5013c which most Hopsitals are and attempt the pslf.

A:

Any other direct actions planned? Also, the Monopoly man doesn't have a monocle and I'm interested as to whether you knew that but decided to go with the monocle anyway because so many people think he does or if it's just a good prop. I have to admit, you pulling out the monocle was quite possibly the funniest thing I've seen in months.


Q:

Tell me about the cat in the picture?

A:

What are you happiest about right now?


Q:

What's your favourite jacket? And can't wait to see u live

A:

Marc,

I quit cigarettes about 4 years ago and have been vaping ever since. I am at that point, like you were a month ago, where I’m sick of the dependency. My question to you is: How do you create wins when quitting nicotine? What keeps you from nicotine, when all you want is a little taste!

Just got Waiting for the Punch in the mail, it’s a lovely birthday present (tomorrow’s my birthday), looking forward to reading it over and over. Thanks for making my Monday’s and Thursday’s go by just a littler faster.

Boomer Lives!


Q:

Nope. PFH for PAYE and REPAYE purposes is if your monthly payment under a standard ten year plan is more than 10% of your AGI minus the poverty level for your family size - divided by 12. For IBR is the same but 15%. ICR is a bit more complicated but is essentially 20%

You have a salary of 176K and your payment is zero under paye? that's not right. What did you submit for income verification last year?

A:

Thanks for asking! I have been getting so many comments about the monocle. When planning the outfit, I used google images of Rich Uncle Pennybags as reference. Most of the images didn't have a monocle, but a few did, and I knew it would make a great prop.

Also, my sister gave me a monocle as a gag gift when I graduated from law school, so I HAD to use it.


Q:

Waffles is the BEST. My SO and I got him from the rescue three months ago and he is now lord of the house.

A:

I'm in a bus with my brother, my wife, and my two kids. There is plenty of Diet Dr. Pepper in this bus, excellent snacks, and passable wifi. It's hard to imagine how I could be happier, to be honest.


Q:

jacket potato

A:

Food works.

Happy Birthday!


Q:

No,no I have a salary of 67 this year 37 last year (I only worked half a year) this would be my “expected salary 2 years from now if I were to take a 1-2 year job as a hospitalist before pursuing a fellowship, rather than going into a fellowship directly.

A:

In the spirit of social activism, I just wrote a petition for Hasbro to retcon the Monopoly Guy to add a monocle.


Q:

Hi! I follow your instagram and the progress pictures you post. Every now and then you post a semi-finished picture that seems quite perfect to me, but then there's always more that you post later and I'm always amazed at how much detail that can be refined. How do you determine whether a piece is finished or not? Do you ever get concerned about under/over-doing it? When's the exact moment you tell yourself it's time to stop?

Congrats on the show, and Waffles is darn cute :) p.s. speaking as a soon-to-be veterinarian ;)

A:

Will there ever be a film for Looking for Alaska?


Q:

Any Chance of a second solo album? Love As You Were!

A:

Hey Marc, what's your favorite Coen brothers movie?


Q:

Ahh - that makes much more sense.

A:

You, sir, are the true hero.


Q:

Waffles approves of this post. Thank you for following me and yes! I have that problem evaluating my own work as well. I sometimes share early stuff with friends and get opinions. Sometimes ill do little side studies to see what works. But I think generally you get a good feeling of when something is done. But just in case I sometimes leave an artwork sitting for a week or so to see it again with fresh eyes.

A:

I don't know. The movie rights to LFA were purchased 12 years ago by a studio. They own those rights, and I can't get them back, and so it's not my decision. At the time, the sale of the movie rights was incredibly important to us--it allowed Sarah and I to move to New York so that she could attend graduate school--and so I don't regret selling them, but it has certainly been a long and often painful process over the last 12 years.

That said, there are many new people working at the movie studio in question, so things may be changing. One never knows!

Two other things on this front: First, I think there is something magical about a book that only lives as a book. Harry Potter will forever to me be Daniel Radcliffe, but Holden Caulfield isn't anybody to me except for my Holden Caulfield. Books I love that live only as text feel mine in a way that movies just can't.

Secondly: I got incredibly, lottery-winningly lucky twice in Hollywood. With both The Fault in Our Stars and Paper Towns, I felt respected throughout the process of making and promoting the film. I felt like my work was treated carefully and seriously, and I was lucky to work with genuinely wonderful people. That is rare for authors in Hollywood, and I am very grateful for those experiences.


Q:

Yes why the hell not

A:

I'm kind of a Barton Fink guy, though No Country For Old Men is right up there. Fargo is great, their tightest movie.


Q:

I work for a government agency and I qualify for PSLF. My husband does not qualify. We have $120K of loans combined. Is there any way that we could pay combined and take advantage of my PSLF on the combined total?

A:

Have you had many news organizations or people reaching out to you after the fact? How widely were you recognized by people who knew you?


Q:

what's your favourite episode of art attack?

A:

Do those rights extend to a play or other live action experience off screen? Is there any sunset on those rights at which point you could push the issue? (Yes I know IP laws in this country are a pita, but here's hoping)


Q:

What’s the definitive Oasis lineup in your eyes?

A:

hey man its 5:15am here and ive been waiting just to ask you 2 things

  • do you think youll ever do a show in new zealand? (the south island to be percise) . youre my favourite stand up comedian and ive always wanted to see you live. you could come down do some shows and have a vacation

  • do you know of the band my morning jacket and could you please try get one of the members on the podcast? the singer jim james would be brilliant. your one of my heros, there my heros, so you doing a podcast with one of them would be amazing to me.

thanks man i really love your stuff. your latest special was fucking great by the way


Q:

If you have a Direct Loan spousal consolidation, you can do pslf for your portion of that consolidation - not his. If they are not consolidated you can only do pslf for your portion. There is no way to use your employment to get forgiveness on his loans.

A:

I have been doing non-stop press since Wednesday! The amount of attention has been overwhelming, but I am very happy that I seem to have made this very rough week easier for some folks. And of course I am excited that people are paying attention to S.J. Res. 47 and supporting the CFPB arbitration rule.

Strangely enough, many folks who know me personally did not recognize me in costume. Every day, I get several texts from people who just figured out it was me! I imagine some folks will only find out years from now.


Q:

Yes.

A:

There is a sunset on the ownership of their rights: It is the heat death of the universe. :)

We've had lots of lawyers look at it. They own the rights, and will forever. (So it goes!)


Q:

bonehead guiggs and alan white. Obviously me and Noel

A:

I might come to New Zealand.

I know the band but I don't really listen to them. I'll give it a try.


Q:

I’m in an income driven plan so I can pay all my higher interest loans off right quick (1.5-1.9k over the minimum $100 payment each month). Once I pay off those other small loans, can I pay extra on my income driven plan to pay it off sooner?

A:

Do you think you will inspire more monopoly men to start making appearances?


Q:

What kind of training have you had, or are you self taught? Just checked out Instagram, man and I love your work.

A:

how much star wars fanfiction did you read as research for tatwd?


Q:

What should I name my first born child?

A:

Oh hi Marc,

What unique advice would you have for a recent college grad English major who wants to avoid the mundane 9-5 day to day week at all costs?


Q:

you sure can - there's never a prepayment penalty for federal student loans.

A:

I certainly hope so! I posted a how-to guide with links to all the accessories I used here: https://queeronclearance.tumblr.com/post/166109873133/monopoly-man-top-hat-nj-novelty-7-on-amazon

(Yes, I have a queer fashion blog)


Q:

I am self taught! Part of the enjoyment for me is learning new things and discovering techniques. I read a lot, watch youtube videos, attend workshops etc. I just started oils a few months ago and absolutely loving it now! Thanks so much!

A:

Quite a bit! I'm most familiar with Harry Potter fanfiction, but I also read a lot of One Direction fic, because in an earlier draft, Daisy and Aza were into 1D. (I kept some 1D easter eggs in the book for fellow fans.) But once I moved it to Star Wars*, I did read quite a bit.

I really love fanfiction. A lot of it is excellent.

  • There were a bunch of reasons I did this, but mostly because the first line of every single movie in this futuristic space opera series is "a long time ago," and the book is very concerned with whether the past is, in fact, in the past. But also, I think Star Wars is this wonderful shared mythology for contemporary humans through which we can look at questions of self and personhood and community and etc.

Q:

Sue

A:

How do you feel about homelessness?


Q:

I have nearly 100K in student loans. About 60% of this is from the 1980's. I do not work in qualifying reduction areas (teaching in high needs schools, etc). I've been making regular payments for about 6 years (since getting my MS). Is there anything I can do to reduce these loans? How about my loans that are nearly 30 years old?

A:

Is getting the utility companies really worth it?


Q:

How big is that cat? Can you put a banana next to him for scale? Thanks

A:

Hey John, I've been a long time fan, I started watching Vlogbrothers in 2008 and still pop in from time to time to see what's new. Is it ever strange to you that the people who started watching you in the beginning are grown ups now with their own lives? Do you think your audience changes every few years? And how long do you think the blog brothers will go on?

DFTBA


Q:

How do you like your potatoes?

A:

Your meaning-of-life interview with Jason Segal is something that has suck with me ever since I heard it. Of the interviews you've done, aside from Obama which was epic for being Obama, has there been any conversation that's stayed with you ever since? Or really changed your perspective on things? Also, thanks for the work you do and for the bravery in your transparency.


Q:

YOu don't have to work in any kind of reduction area -just for a government employer, 501(c)(3) or other qualifying non-profit.

I don't know how much you owe but if it's quite a bit in relation to your income, you could look into the income driven repayment plans. These keep the payments affordable and have a forgiveness component if not repaid after 20 or 25 years on the plan - depending on which plan you are on. The forgiveness under the IDR's is taxed as income however - where the forgiveness under PSLF is not. You can check out if these might help you read more about them here https://studentloans.gov/myDirectLoan/mobile/repayment/repaymentEstimator.action

But there is no forgiveness programs based strictly on the age of the loans. And for those wondering - there is no statute of limitations on the collection of federal student loans.

A:

Nah. If you're a capitalist, serving the public is for suckers.


Q:

He's a big boy. When Im done answering questions ill try get a photo for science. Edit: the final link at the top has him pancaked on a chair now if that counts.

A:

Thanks for the question. There are some people who've watched consistently for six or eight or ten years and still watch every video, and that's wonderful.

But the vast majority of people who watch regularly now weren't doing so eight years ago, and the vast majority of people who were watching regularly eight years ago aren't now. And that is also wonderful.

Like, I am overjoyed when people find something in our work that makes them want to stick with us over many years.

But it's also awesome to me if you really loved our work at some point and then went on to love a bunch of other things but still think back on your time with us fondly. I have those bands/projects/people in my own life, and I'm grateful for the role they played in my development as a person and a writer and so on.

As for how long vlogbrothers will go on: I don't know. I love the rhythm of a Tuesday. It gives order and structure to my life, and also requires me to make at least SOMETHING every single week no matter what. And I love the relationship we have with our viewers. If any of that goes away someday, we'll probably wrap it up. But for now, I can't imagine my life without the consistency of vlogbrothers.


Q:

I Like them roasted

A:

Any time I talk to someone who's been around for a long time, I feel my knowledge and understanding of life and the past become deeper.


Q:

Thank you. Does the 20-25 years have to be uninterrupted by on-payment. For example, I spent 5 years active duty in the Army, then several years with an income so low that I didn't have to make payments. About a decade ago, I let things slip when I got a better job, going into default. So does that "start the clock over," so to speak?

A:

Is Cause-play an activist twist on cosplay?


Q:

I need this picture as well! Your art is amazing :)

A:

Are you going to be doing anything more with 100 days? I really enjoyed that series.


Q:

Who’s got the best elbows you’ve ever seen?

A:

How much upkeep does that gorgeous moustache require?


Q:

Nope - the old stuff still counts as long as you didn't consolidate in between.

A:

Yes! Someone informed me of this term yesterday, and I think it is brilliant.


Q:

Thank you! Should be available as one of my prints at www.society6.com/marcallante

A:

Thanks. My best friend Chris and I went on a 100-day health and fitness journey, and filmed the whole thing.

I don't know if we'll do another season of the show. It was somewhat expensive to make, and it's hard to pay for a show with high production values without some kind of corporate sponsorship (which we didn't really want).

That said, I've kept going with exercise in a big way. (In fact, I'm probably in better shape now than I was at the end of the show.) I still work out with Laura, our trainer on the show, twice a week, and I still run a few times a week.

I really enjoy running, and the mental health benefits to exercise have been genuinely life changing for me. One of the challenges of spending the next month on the road is that our schedules are somewhat busy, making exercise difficult--but I'm trying to eat well and get in quick, intense workouts when I can.


Q:

Debbie Gwyther.. She has 3

A:

Not much. I trim it when I taste it.


Q:

Drat! But I did consolidate back in 2002 (-ish). Again, though, the default would have been in 2010 or 2011. Any help to me or just keep paying until I hit 20-25 years?

A:

Were you worried that this “stunt” would distract from the hearing and Equifax to be become a secondary thought?


Q:

While you were working full time and selling art on the side how did you find time to actually work on your art? I think a lot of us are very emotionally drained after a long day at work. It seems you were able to continue in the evenings and on weekends. Any tips for pursuing a discipline after workin' for the man all day?

A:

What comes first when you have a new idea for a book: the themes, the intention/obstacles/conflict, the characters, or something else entirely?

Follow up: at what point during writing the book does the title become apparent?


Q:

Best meal you can cook?

A:

Marc...love ya man!
When do you plan on returning to Iowa City for more existential conversations about Dave Matthews Band?


Q:

You didn't consolidate to get out of default did you? You rehabilitated instead? IF so then yes, just keep paying and renewing your income driven plan until you reach that 20-25 year mark - UNLESS - you find yourself in a situation where you can just pay it off aggressively. The goal is to pay the least over time - not necessarily forgiveness

A:

That was definitely on my mind. I strategically tried to be most entertaining during the questions I thought were most important, in hopes that if I made it onto news shows, people would hear those questions and answers.

Fortunately, the coverage so far has been surprisingly focused on the issues! Especially my efforts around S.J. Res. 47 and the CFPB arbitration rule. So the activism was actually far more effective than I'd hoped at drawing attention to Equifax and Wells Fargo's misdeeds.


Q:

I thankfully had pretty good working hours so could get back around 6.30pm. It just kind of became a daily/ weekend ritual. I enjoyed it as well! Which made it less taxing. Edit Spelling

A:

On titles: For me, the title often becomes apparent when my publisher is like, "We are going to announce this book next week, and we cannot announce it without a title." Like, I think the title to The Fault in Our Stars was not fully decided until the day before the book became available for preorder. In general, I'm pretty crap at titles.

As for how books begin: For me, they usually begin with characters and a question. With Turtles All the Way Down, the character was Aza and the question was, How do you find a sense of self when you feel like your self isn't really yours?


Q:

cereal

A:

I like Iowa City. I don't have immediate plans, but I'd go back there to perform.


Q:

I have a lot of debt (over 200k) mostly from a degree I did not complete. My student loan payment is very large. My payments are not doing anything to reduce the principle and am watching it balloon. I feel quite hopeless. I have gotten a better job and am sick over the amount my payment will increase when I re-certify next. It will take away all of the leeway in my budget that I spend on groceries and other necessities. Things you may need to know: 1) I have not been able to find a job with a charity 2) my servicer advised against consolidation 3) I did not complete my most expensive degree as a result of domestic abuse and ptsd while still trying to be in school and support myself

I know that I will never pay them off. I am trying to salvage some sort of quality of life. Is there anything I can do? Please help me.

A:

Is there any way to bold these companies liable in criminal court since forced arbitration keeps them out of civil court?


Q:

The most important question: Where can we buy your artwork?

A:

Played much Nintendo with Hank yet? Who's winning?


Q:

Hey Liam, I noticed that in various instances you sung "There are many things that I would like to say to you but I don't speak Chinese/Japanese/Korean/Spanish.../Whatever"

Do you plan to pick up a foreign language at all, and if so, which one?

A:

Hi Marc. I look forward to the podcast twice a week. What was the moment you realized that WTF had become something special?


Q:

Tough situation. You don't have to work for a charity to be eligible for PSLF. Government employment might be something for your to pursue - federal, state, local, even tribal. Otherwise i would just stick to the income driven plan you are on and stop worrying about the balance if you know you won't pay them off - just put some money aside for the tax that could occur once you get forgiveness under the idr plan you are on. if things improve for you financially down the road, try to pay them off aggressively to get them off your back. Also - make sure you are on the best plan for you - this calculator can help you determine that https://studentloans.gov/myDirectLoan/mobile/repayment/repaymentEstimator.action

I can understand how you would feel overwhelmed - but at this point it is what it is. Having a plan - which you do by doing the idr - puts you ahead of many people in your situation. At least you know that down the road these loans will be gone.

A:

Unfortunately, private citizens cannot bring criminal claims. Only state and federal prosecutors can charge people with crimes.

I would love to see more prosecutions of corporate crime. But as it stands now, few charges are ever brought and they mostly result in small fines for the company rather than any prison time for the executives that broke the law. If corporations are people, the rest of us are second-class citizens in comparison.


Q:

You can head to my website www.marcallante.com or through my social media handle @marcallanteart on fb, insta, etc. Im most active on www.instagram.com/marcallanteart

However a lot of the new stuff is not being released until my show on Nov 3! Pre-sales are happening with the gallery. You can email [email protected] if interested.

Edit: You can also pop an email to [email protected] and spelling.

A:

Hank is working on HIS book, An Absolutely Remarkable Thing, and so does not have as much time for Super Nintendo as I would like.

I am, however, mopping the floor with my seven-year-old at Super Mario Kart.


Q:

i would love to speak French

A:

The two-part interview with Louis CK.


Q:

The tax is going to be unwieldy probably over 100k at the rate that my loans are increasing. So as it stands I get to be poor for 30 years and then what go to federal prison when I’m 62 because I can’t pay the IRS. It is what it is doesn’t help me. The payments are 20% of my post tax income I’m dying I can’t pay that.

A:

Did you learn to tie a bow tie only for this appearance?


Q:

maybe we kids over at r/losangeles can get a little crew to come over to your opening and celebrate with you.

A:

Big fan here John. I have 2 questions here:

  1. As a person who found you while at the age of 14, and one who has now become an 'adult' at the age of 20, I am still struck by how your are able to get into the heads of teenagers so much better that pretty much everyone else. Your books have been helpful to not just me, but my friends, and even my parents, who said later on that they got a greater understanding on my actions as a teenager. One thing I loved the most about your work, both as an author and a content creator is how you talked TO the teenagers, not AT them. Treating them as fellow friends rather than talking down. I guess in essence, my question is this: How do you have such an amazing understanding of the minds of people that are over half your age?

  2. Do you have any plans of visiting India? It really is quite an interesting country, and there are many fans here who would love to meet you.

Take Care

Love from India,

-Yash


Q:

If Ireland win here do I stay in the pub and get pissed or go the club and try and pull?

A:

Hey Marc, big fan of the podcast and your show! I've just got two questions...

Do you have any favorite guests you've had on your podcast?

Fav Beatles Album?

Thanks so much for doing this!


Q:

That's not how it works. You don't get a bill from the irs for the full forgiven amount - they tax it as income at whatever your current tax rate is. And then if you can't pay you apply the indigent defens

A:

Yes, and I am terrible at it.


Q:

Yes please! Come to the opening on Nov 3 would be great fun. PM me or send me an email at [email protected] and I can send you deets.

A:

Thank you for the kind words.

  1. I didn't have any understanding of teenage culture or slang or whatever when I was a teenager, and I don't have any understanding of it now. But I think the emotional experiences of adolescent are at least to some extent universal--there's a reason bildingsromans have been around for a long time, asking basically the same questions across the centuries. I think teens are interesting because they're asking those big questions and making big decisions independently for the first time, and there's an intensity and anguish and thrill in doing anything for the first time.

  2. I would love to visit India! I almost went last year, but family obligations ended up keeping me here. I travel a lot less than I did before we had kids, and I want to limit my travel until they're old enough to join us, but that shouldn't be too much longer.


Q:

go to the pub

A:

It's really hard to pick a favorite guest. I've been thinking about the Springsteen one a lot lately.

The Beatles Second Album is one of the first records I ever had and I love that album. But I'm going to go with Abbey Road.


Q:

My current balance is 270 it goes up 10k or so a year. Multiply that by about 20 more years....it’s not loan forgiveness it’s transfer of debt from one lender to another at that point.

A:

How long did it take you to grow that mustache?


Q:

I'd love to swing by! I bought a print of the lion during your original reddit post and it's been above my desk ever since. Keep it up!

A:

Do you think it'll be weird when your children are old enough to read your books? Is there a certain age at which you'd allow them to read them?


Q:

Is there a Don’t Look Back in Anger demo with you on vocals?

A:

Hey Marc,

Currently working in a pretty uninspiring 9-5 cube job, but your empathetic, insightful, and thought provoking interviews / conversations really add some depth to the monotony. I don’t think I’ll be doing this for long, but in the meantime it removes a lot of the dread and “time wasted feeling" of the day.

My question is if you have any similar outlets (favorite albums, podcasts, movies during travel) that get you through tedious / tough times?

Also any books you recommend?

Love the show and thanks!


Q:

No it isn't - as I said you won't owe the irs the amount forgiven - it's taxed as income. So if your tax bracket is 28% it would be 28% of the forgiven amount. Then you take all your other deductions into account at the time. IF you still end up with a tax bill, and it's unaffordable, you file the indigent defense and won't have to pay it.

But this is a real issue you describe. The first people to get forgiveness under any of the IDR's isn't until 2019. We're hoping that once these start to trickle in the IRS or Congress makes this forgiveness amount untaxable. I suggest you and others write your congressional rep now and again in a few years, to encourage them to do this.

A:

Not nearly as long as my personal information will be at risk because of the Equifax data breach.


Q:

Thanks so much for the support!

A:

Part of me thinks they just don't find my job interesting enough to read them. (Like, I don't think our kids often pause to consider what their parents do for work, because they're busy thinking about pokemon.) But of course if they want to read them, I'll be happy to share them. As for an age: I don't know. Maybe 14? It's hard to guess, because I have no idea what it's like to have a child over the age of seven.


Q:

no but there should be

A:

I listen to music, I play music, I cook, I recommend the book Dreamland by Sam Quinones, but that's not going to get you out of anything. That's going to get you way in.


Q:

Thank you I hope for that too. I also hope for something to be done for those of us struggling to pay. Can you advise if consolidating would lower my monthly payment?

A:

Piggybacking a bit. When news of the breach broke, everything was saying 145 million (or whatever the number was) people, then they would parrot "Which is about half of the country". My immediate thought was, after factoring minors and people without a credit report (for reasons other than age), only about half the population has a credit report. I guess I am suggesting that everyone who has a credit report got their info stolen, the "half the population" mantra was the most reassuring way they could word "All records".


Q:

I really, really want to learn to draw well. I just don't know where to start. Do you have any advice on where to start? Stories like yours are inspiring. Congratulations!

A:

What Mountain Goats songs resonated with you while writing the new book?


Q:

How much marching powder had gone up your nose before the Norton interview?

Got standing tickets for Birmingham in december, can't fucking wait! Legend

A:

Hey Marc,

My favorite interview of yours was the one with Paul Thomas Anderson. I think your approach in going step by step through his filmography and asking just about the perfect questions got fascinating insights to all of his movies.

My question is have you thought about going about this approach with the other directors you have on with expansive filmographies?

I know that you like to just go at it like a normal conversation, but that one really felt like you wanted the information because you were a fan of his work.

Anyway, thanks for all the pods and everything else you do, you make the day go by a bit faster on Mondays and Thursdays. Love ya.


Q:

I can't - but that calculator will show you if it will

A:

I have heard estimates that it was about 3/4 of the adult population, so very close. This is why we need serious Congressional action and agency oversight, not some mumbled apologies from Equifax executives.


Q:

Practice! As shown in the link above, basically didnt stop since I was 2. And still learning.

A:

I can't pick just one! I listened to early stuff a lot while writing this book. Songs that were on frequent rotation included "Source Decay," "Going to Maine," and "Going to Marrakesh."


Q:

i dont do cocaine before a performance smart ass. i wait until afterwards

A:

That's right, but also there weren't that many movies. With some directors who have been around a long time, you have to pick and choose. Because they're not all good. Paul's are all interesting.


Q:

Or what happens if I can’t make the full payment. My bill will go up to at least 740/Month when I re-cert. It’s more than I can afford. The IBR does not take cost of living into account by region. I live in NYC their calculations of discretionary income do not match my reality.

A:

What would you do if you had a get-out-of-jail-free card?


Q:

What's the best way you've found to you market your work and find clients? Amazing work my friend

A:

What's Bill Gates like in person?


Q:

Reading Fest or Leeds Fest?

A:

Really enjoyed your talk with Bill Simmons last week, when is he going to make an appearance on WTF?


Q:

No - the idr's don't take cost of living or other bills into account. Have you used the calculator to see if there's a plan that gets you a lower payment?

A:

If I had one months ago, I would have crashed the inauguration in character.


Q:

When my art first went viral I had a HUGE jump on my social media pages and so I tried to keep the momentum going on my facebook and Instagram over the years. Unfortunately the algorithms facebook use now are absolutely brutal on organic exposure (basically I have to pay for my followers to see my work). But it is still crucially important to have a strong social presence to connect directly with clients. I also submit to art blogs, go to art events and try and be pro-active on and offline.

A:

Very nice, and extraordinarily knowledgeable. I think the Gates Foundation's motto is something like, "Dedicated to the idea that all people deserve the chance to live a healthy and productive life." And during the time I spent with Bill, I felt that he was truly, truly dedicated to that idea.


Q:

BOTH

A:

We'll find a time.


Q:

**in the past

A:

Serious question: are you paid by non profits or is this on your free time? Do you have a full time career? I would like to get into activism but it's hard when you work a 9-5.


Q:

Your art is really great and catchy. Do you find other people stealing your stuff to put on mugs and shit themselves?

eta: See you've already answered this. =)

A:

Would you comment on David Foster Wallace as an influence for you and this book?


Q:

Hi Liam

Loving the new tunes! How does life as a modern rock n roll star compare to the rock n roll star life of the 90's?

A:

Marc - What’s a favorite joke / bit of yours that bombs but personally you still love?


Q:

If you are on an income based plan the payments shouldn't be more than 15% of your AGI minus an allowance for family size. You should get on repaye - that's only 10% of the agi minus the family allowance.

A:

This particular stunt was for my day job, as a Campaign Manager working to support the CFPB arbitration rule. But I also do organizing in my free time on other issues. It is very hard to balance work and activism, and jobs in this area are scarce and low-paying.

But that is one reason why I push for entertaining and creative activism! I hope folks can turn this kind of fun protest into a hobby that energizes us rather than tires us out.


Q:

Alll the time

A:

When you have experiences that are abstract and internal, it's very difficult to find language for them. Language struggles in the face of pain (especially chronic physical pain); Elaine Scarry in her brilliant book The Body in Pain wrote that pain destroys language. Think of the way you moan or groan when you're in terrible pain rather than being able to find words to express it directly and clearly. When reading Infinite Jest and parts of The Pale King, I felt like Wallace had found some form for my pain, a way of holding it and looking at it, and I will always be grateful for that. Whether and how it affected my writing is harder to say, but as a reader and person, is was a tremendous gift to me.


Q:

its the exact same

A:

"If you're ever yelling at a woman, all you should be saying is, 'Why can't you be my mommy? Why are you NOT my mommy?'"

Rarely gets a laugh.


Q:

I'm a teacher in a school district that was partially title I, and now hurricane Harvey has destroyed much of our town. Can I get a break from fed loan servicing? It's a parent plus loan, I pay what I can, every month, despite whatever ugly messages they send me.

A:

Are you friends with Lord Buckethead?


Q:

How'd you go from front page to having showings in galleries? Did someone approach you?

A:

what is your favourite literary quote?


Q:

What is your favourite type of biscuit?
And what is your favourite brand of tea?

It’s gotta be hobnobs and yorkshire tea for me.

A:

Hi Marc and Brendan

I'm a big fan of the podcast. I'm going to ask a super generic question, since my mind is blanking right now.

Who would you guys love to have on the podcast? (both dead and alive)


Q:

If your zip code is in a federal disaster area call and tell them. They will put you in a forbearance for three months. IF you are past due - which is sounds like you are - they may just use that disaster forbearance time to catch you up by three months. Also consider applying for one of the income based plans so the payments are affordable. https://studentloans.gov/myDirectLoan/mobile/repayment/repaymentEstimator.action

A:

Someone send Lord Buckethead to a protest, and we can get acquainted.


Q:

I approached them! Leverage online presence into offline presence.

A:

"O Jamesy let me up out of this." from the last chapter of Ulysses.


Q:

Rich tea - stone cold classic and yorkshire tea

A:

Dead: Richard Pryor

Alive: Albert Brooks


Q:

I was wondering how do we return a loan? If I choose a certain amount to keep, will I have to pay the amount I requested or will I have to pay back the whole loan.

A:

1) What kind of laws you wish more people knew about that can help them financially for the future?

2) What can be done by everyone to help the process to start scrapping the social security card and getting a identification similar to the UK?

3) This is a really huge deal and seems like everyone is brushing it aside and letting people get away with this huge leak; What is currently being done to help mitigate this damage in the long foreseeable future?


Q:

Could you explain how or who you approached, what was your pitch? You're so brace following your spirit like that. Thanks for the inspiration. I have a close friend whose artist and I've been telling them to do something similar but they have no idea where to start.

A:

Hi John! My question is: How much writing have you done in the real physical location Cheyenne, Wyoming?


Q:

What needs to happen before you place a saxophone track on your next album? Ps. Will you come to the Netherlands anytime soon? Love ya bud!

A:

Hey Marc,

What are your thoughts on Canada and when are you moving here?


Q:

If you are still in school or within 120 days of disbursement you can either request the school reduce the loan amount, or send in the amount you don't need yourself. You can even do that after the 120 day mark - but in that case would still be responsible for interest and origination fees.

A:

These are great questions, but a bit outside my wheelhouse. I focus more on corporate accountability and access to the court system than credit reporting reform - hence my focus on S.J. Res. 47.

But I would check out my colleagues' work at the National Consumer Law Center and the Consumer Federation of America. They have been very active on these issues!

From what I glean though, this is a seriously endemic problem, and we need Congressional action to actually remedy the catastrophic damage done in this breach. So, again, call your Senators!


Q:

I think I explain it somewhere else but basically a lot of research. I got a lucky break, but then I used that lucky break for leverage to work with that momentum as much as possible.

A:

Literally none! [context]


Q:

ill need tohave shit in my ears for that to happen

A:

It's something I ask myself every day.

My thoughts are, what I used to think might be boring about Canada seems very relaxing to me now.


Q:

Hi Betsy514, your post has been removed because:

You need to provide proof regarding your job.

Your post has been removed because it lacks adequate proof.

Unfortunately, the links or photos you've posted could have been posted by anyone, and they don't prove that you are the person doing the AMA. Your proof needs to be something that connects the fact that you're doing an AMA with your identity. This could be something like a photo of you showing what you're doing the AMA about with a sign that has your username and the date. It could also be documents (partially redacted if desired) with a note that has the username and the date.

Here's a link to the section of our wiki that discusses proof.

Please let us know when the proof has been added by replying here and we'll put the post back up. Cheers!

Please contact the mods if you need further assistance

A:

Was it actual money in the bag? Also did you have any trouble with security?


Q:

How exactly did you use that as leverage. Like were you like hey look on Reddit I got this many views that could transfer into real time visits? Then the gallery said sure?

A:

What's your favorite Wine?


Q:

Are you going to add Europe, South America and Asia dates for your tour next year? Please fucking do, As You Were was amazing and there are so many people desperate to see you!

A:

Hi Marc and Brendan, this for both of you guys:

If you weren't producing the podcast, writing, acting, or doing stand-up what do you think you'd be doing for work and where would you be doing it?

That's it. Thank you for the laughs, the introspection, and the honesty in your work. Waiting for the Punch will be on my doorstep when I get home from work today!


Q:

I just emailed you from my work account - I'm not sure how else to prove i'm me. :)

A:

It was not real money. Those were oversized hundred dollar bills my colleagues printed for their Forgo Wells activism around the Wells Fargo hearing, which took place on Tuesday. I did not have trouble going through security, though many Senate staffers gave me some odd looks!


Q:

Well there were news articles, lots of consistent sales, an established audience. Its actually let me dictate terms a lot better over the years.

A:

bourbon.


Q:

I will indeed

A:

MM: I'd like to think I'd be a sous-chef on the way to becoming a chef, but I'd probably be working at a record store.

BM: I'd probably still be working in live television, a job I would not have given up if I didn't have the podcast.


Q:

That will not work for mod verification. We strongly encourage you to post public proof if you can.

A:

cause-played

Please tell me this is a thing. Cosplaying for a cause. Is this a movement or are you the first?


Q:

Where is your art for sale? The tigers done in the Hokusai style speak to me.

A:

what is your favourite piece of feedback that you have ever recieved about your work?


Q:

Which song do you enjoy performing live the most?

A:

What has been your favorite album of 2017?

I've got to go with Villains by Queens of the Stone Age.


Q:

I did post the twitter link - it's me holding the sign. I can't really show me "doing" student loans. I'm open to other suggestions

A:

Someone informed me of this term last night! I did not coin it, but I think it is brilliant. I would honored to help create a movement of cause-players.


Q:

Check out my website www.marcallante.com or grab prints at www.society6.com/marcallante

A:

One time someone wrote me and said--I'm quoting directly here--"Your book made me feel something I hadn't felt before. Not like I needed to poop or was about to throw up, but something else."

I've always thought that was quite a compliment.


Q:

Live Forever

A:

I've been catching up on a lot of old records and ones I didn't know about. I just got the new Replacements Live at Maxwell's in Hoboken. It's pretty great.


Q:

I just noticed the Society6 website the other day and was considering buying from them. Do they pay the artists fairly?

A:

A number of years ago, a scandal familiar to our current pop culture climate broke out in the YouTube community. A number of men affiliated with DFTBA were revealed to have behaved severely inappropriately with younger Nerdfighters. As far as I know, the men's career's (rightfully) never recovered.

I still struggle with the impact of this event even though I was in my late teens when it happened. I went to events hosted by these people, bought all of their music. I no longer consume any of that media that had meant so much to me. I had a treasured photo with friends where one of the men gave me a hug that now repulses me when I think of what that person did with fans my age. Being a Nerdfighter was a huge part of my adolescence, and a chunk of that experience will now always be tainted because of what happened with those men and how the community reacted.

Do you have any thoughts on how fans of media can cope when it is revealed that people they admired engaged in this type of horrible behavior? With more women being brave enough to come forward into an increasingly more accepting climate, how can we as consumers support these women while dealing with the fact that media once associated with beloved memories is now no innocently consumed?


Q:

What are the chances of seeing some Pretty Green US Stores?

A:

Hello Marc and hello Brendan, first of all I wanted to say thanks for the weekly podcasts, your twice a week treats are what made me start listening to podcasts and I am thankful. Also ironically I think I'm one of the few people who came across you first via your IFC show, which I miss.

Anyways, my question is what jazz music would you recommend to someone like me? I'm fairly young, well at least legal to drink now since the beginning of October, and have gotten into recently. I listen to most of the general and popular stuff, but I think you could send me into a path that I don't want to return from after I get lost in the awe of some great fucking music. So what's a must to listen to? Thank you for reading man, and finally Boomer Lives!


Q:

Yup! They have been a huge part of my income as an artist. Love the site.

A:

Thanks for this question, which I think is a really important one. I'm sorry that these once-happy memories have become painful ones.

(For those unaware, several male YouTubers abused and/or assaulted young female fans. Some of them released music through our merch distribution company, although we obviously parted ways with them when we became aware of what had happened.)

As to your question: I think it's really difficult when someone you admire and trust violates that trust by abusing the platform they've been given. It's a real betrayal, and as you describe very beautifully, it's awful to have treasured pictures become repulsive and scary. But your friendships--the help you gave other people, the help they gave you, the love you shared together--were still real and important, and I hope you're able to feel that. I suppose that's not really advice so much as commiseration, but again, I'm sorry, and I appreciate you sharing this, because so many people are going through similar experiences now amid other news of people using their power to abuse.


Q:

definitely up for bringing it to the US

A:

Get Kamasi Washington's Epic


Q:

Hey there!

Do you ever look at your art and get captured by how beautiful the work you make is? Is that an experience you can have as the creator of art like I have as an observer?

I just saw the rhino on your Instagram, and I am very picky about the art I like but man.. That blew me away, honestly, it would be the kind of art I would buy once I am fully done with my studies, absolutely stunning!

A:

Hey John! I'm a huge fan and just finished Turtles All the Way Down. The book really moved me and I identified with Aza on so many levels. I too also struggle with OCD; mainly obsessive/intrusive thoughts and contamination fears. You wrote about these issues so accurately. You made me feel like I'm not alone in my thoughts and behaviours so thank you.

How did your experience with mental illness shape Turtles All the Way Down?


Q:

Love the new album, you cheeky potato.

What are the chances I'll get to take a picture with you at your upcoming Colorado show?

Also, what did the Penguin say to the astronaut?

A:

Hi Marc! huge fan of the podcast here. Who are your top 5 favourite guitar players?


Q:

Thank you! Um, yes and no. I think I get very critical with myself sometimes. A recent artwork I had to redo three times as I just was not happy with it and I guess I wanted to push myself more and more but I had to eventually set it aside. When I looked at it with a bit more of a fresh perspective it was not as bad as I thought haha. But I am really proud of my recent work (Rhino included!) and I think what makes me happiest is knowing I am changing and developing and hopefully getting better.

A:

Thanks for reading the book and for your kind words about it. You aren't alone, and I'm glad the book helped you feel it.

I couldn't have written the book if I hadn't lived with OCD for most of my life. But I also couldn't write the book while my OCD was poorly managed, because when I'm sick I can't write (and sometimes can't even read).

I don't want to further the dangerous romantic lie that artists need to be close to madness or whatever to do their work. It's true that people working in creative fields have higher than average rates of mental illness, but so do lawyers. So do teachers. I don't write best when I'm putting myself in danger; I write best when I'm treating my chronic health problem with care and consistency.

So my experience with OCD shaped the book profoundly, because when writing about Aza's experiences I was leaning a lot upon my own. And it was definitely the first time I was writing about something that was in my past but also still in my present, because I still have this and expect to live with it the rest of my life. But I could only write the book because I had a longish period of wellness (thanks to a combination of stability/medication/exercise/therapy).


Q:

is that you Deano?

A:

Peter Green, Jimmie Vaughan, Hendrix, Buddy Guy, Keith.

And Angus Young. Just thought of that one.


Q:

My mom creates the most amazing art, I know that sounds cliche but really everyone who sees it is impressed and she uses a medium that's not well defined or very common. Any tips on how I could help her monetize her passion? She honestly doesn't care about money, she just likes making art that coincidentally is quite profound.

A:

Having recently started reading Turtles all the Way Down, I've come across a lot of themes and specific anecdotes also present in your podcast Dear Hank and John. Do you actively try to incorporate these elements into your story or is it more coincidental. Or something else entirely?


Q:

How have you celebrated John Lennons birthday?

A:

Hey Marc,

When are you gonna interview somebody from Phish? Those guys are all huge Zappa fans and have battled their own demons and I bet the convo would be fucking killer

But besides pestering about dream interviews, I wanted to say thanks for letting people who don’t always know where to turn to have a place where they can feel welcome, where they can hear someone going through the same shit they’re going or have gone through. It’s not always the happiest stories but goddammit if they don’t all resonate in some way or another.

Boomer lives!


Q:

I answer this in another comment but basically for me it was doing a lot of research and finding my own niche markets. Thankfully people resonate quite well with what I am creating so hopefully that continues!

A:

It's more coincidental. The podcast reflects what I'm thinking each week, and when I was in the thick of writing this book, I was mostly thinking about the book and its concerns. In a few cases, I talked about something in the pod and then later thought, oh that would be good for the book.

More than anything else we make, the podcast reflects how Hank and I really are with each other and what we're personally passionate about.


Q:

im going out for a mexiican and will raise a glass to the man himself

A:

Yeah, as soon as I get done listening to everything they've ever recorded.


Q:

Have you done any paintings of Waffles? He looks like a LOT of fun, also is he a noisy cat?

A:

Given that you have previously identified as a staunchly anti-unicorn individual, how do you feel about "Unicorn Tolerance" on the new tMG album?


Q:

What's currently your favourite song?

A:

Hey Marc

What's the usual process for getting a guest onto the podcast and how did you get Obama on there?

Thanks!


Q:

No not yet but he will be my muse soon enough. He is awesome but has just discovered meowing and likes to talk a lot.

A:

I loved that song, actually. That whole album meant so much to me, because I was a goth kid in the early 1990s. (My first concert was The Cure!) And so it took me back to a part of my past I hadn't been able to visit in a long time. Really great album.


Q:

Greedy Soul

A:

BM: I'd say about 50% of the guests come directly to us and 50% go through the booking agency we work with.

Short answer on the process to get Obama is that the White House contacted us first. Long answer is heard on episode 614 where Marc and I explained the whole shebang. http://www.wtfpod.com/podcast/episodes/episode_614_-_the_president_was_here


Q:

Would you say that other people spreading your art (including professionals/people in the industry) a major factor in becoming successful?

A:

Is there a difference between the book you originally wrote, and the one that is now being published?


Q:

Hey Liam, what's your current favourite clothing brand besides your own? Cheers x

A:

If you had Trump on your podcast what would your first question be?


Q:

Major factor! I think getting exposure for your art is absolutely key.

A:

I probably deleted 80% of the first draft over the course of revisions, which is pretty standard for me. The first draft of Turtles All the Way Down was completely bonkers. (I mean, the finished novel is still quite fantastical in plot, but it's a pale shadow of its former self in terms of bonkersness.)


Q:

Engineered Garments

A:

What's wrong with you?


Q:

Anything in particular you could share that was bonkers and was then cut, the way that you told us that a cut ending for TFIOS involved Hazel and Van Houten getting gunned down by a drug cartel?

A:

You ever find the guy who took your sunglasses?


Q:

There was a shootout in a Chuck E. Cheese that lasted through, like, the first THREE drafts before I finally abandoned it.

A:

i did


Q:

What percentage of Turtles All the Way Down did you sign in each colour of Sharpie? Kudos on getting all 200,000 of the books signed!

A:

You are the Stone Cold Steve Austin of music. Who is your favourite wrestler?

Please play Gas Panic in december.


Q:

I think the most was green, which was around 30%. Red and blue were next, probably around 20% each. I got really fond of the reddish purple color--Sharpie calls it berry--so that might've gotten another 15%. The rarest color was silver; I only signed about 300 in silver, because I don't like the way silver sharpies glide across paper.

(I spent a lot of time thinking about this stuff.)

A:

big daddy. Old Skool


Q:

Would you ever stop doing vlogbrothers? I've been watching since middle school and it's been a big part of my YouTube regimen. I appreciate all that you and Hank do!

A:

Do you like reading on your free time? If so, what's your favorite type of book or material to read?


Q:

I'm sure will stop someday, because, you know, everything ends--but I don't foresee that day now. I love the structure that vlogbrothers brings to my life, and I love the connection Hank and I have to each other and to the community of viewers. It's still so fun.

A:

i don't read books, i only read minds


Q:

Hi John, who do you currently look up to the most and why? Have you told them that you look up to them?

Good luck on the tour and congrats on the early success of your new book!

A:

What's a good Winston o boogie tune to bang on for his birthday?


Q:

I really admire my brother. Don't tell him though.

A:

day in the life


Q:

How many Pokemon are in your Pokedex so far?

A:

If you could have a lifetime supply of any beer, on tap, in your house, but you could only choose one brand, which brand would you choose?


Q:

Just tried to check, but it said, "Update to Continue."

A:

Guinness


Q:

Hi, John,

To what extent do you think Aza is an unreliable narrator? I adored the characters in TatwD but found them occasionally flat. Was this intentional - to show us how consumed in her own thoughts Aza can be that the other characters occasionally seem to be dichotomous in falling in and out of favour with her (especially Daisy, to a lesser extent Davis)?

A:

Will Eh LA get a proper release?


Q:

She's certainly a poor observer of the world outside of herself, both when it comes to character and when it comes to everything else. That was intentional, and it was important to me, because to me one of the horrors of obsessive thought spirals is that they're intensely isolating. They make it so that Aza can't connect to the people around her in the way she wants, and also the people who love her can't connect with her as deeply as they want to.

My hope was that the reader would be able to see more of Daisy and Davis than Aza could, but it's no coincidence that Daisy and Davis's names are so similar. Aza struggles to see other people, even vastly different people, as anything other than not-Aza.

A:

without a doubt


Q:

Hi liam, as you were is awesome, what's your favourite alcoholic drink mate?

A:

tequila


Q:

Alright Liam, massive fan of the new album.

My dad saw you and r kid live in 95 and said it was the best gig he’s been to. So my question is, what was your favourite or most memorable gig you have been to/performed at?

A:

Stone roses Blackpool


Q:

Mr. Gallagher.

Who is one band that you'd love to open for?

As you were! x

A:

Rolling Stones


Q:

are you a breasts, legs or arse man?

A:

partial to the odd elbow


Q:

I believe that I can rock a parka as good as you, however, I cannot decide on which coloured jeans go best with my sand coloured desert boots, black or raw denim? EDIT:spelling

A:

dark blue all the way


Q:

Massive fan here, Liam. Who's your favourite Man City player at the moment?

Thanks for all of the biblical music! x

A:

Sergio Aguero


Q:

Hello LG, you was rockin at Benicassim fest chief

1, What's your favourite song off the new album?

2, Please can you add more Manchester dates for the tour? I couldn't manage a ticket

A:

greedy soul for me


Q:

Is the keeping milk fresh with a fork story true?

A:

if kit came out of rkids mouth its gotta be true


Q:

Did you have any inspirations for the new album?

A:

id love to do an out and out punk rock Pistols album


Q:

Taytos or King's?

A:

Tayto's


Q:

What do you listen to in the car?

A:

Classical music